Destiny’s Preservation Funds enable employees who resign from an organisation to reinvest and preserve the funds that they have accumulated in a pension or provident fund in a money smart and tax-effective manner.
Our fee structure is market-related, 100% transparent and available for public review at any time.
You may opt to utilise our Destiny LifeStage Model that automatically adjusts the type of investment as your life stage changes or you could choose from the Destiny Investment Options that are most suited to your risk profile.
Subject to the requirements of the transferring fund and/or legislation/the regulatory authorities, you may make one withdrawal before retirement.
The Destiny Preservation Fund would be a sensible choice for you if there is a change in your employment and you wish to preserve the retirement benefits that you have accumulated at your current employer.
Withdrawal (before retirement)
The Destiny Preservation Funds allow for a single partial or full withdrawal of your value in the Fund prior to retirement, subject to the relevant requirements of legislation and the regulatory authorities.
Retirement (after age 55) or Permanent disability prior to retirement (this must be approved by the trustees)
Death prior to retirement
When a member dies, the dependants/nominees can choose to receive the death benefit as an annuity or a lump sum payment. If no dependants are found and no beneficiaries were nominated, the death benefit will be paid to the deceased member`s estate as a lump sum.
William Shakespeare said that it is not in the stars to hold our destiny, but in ourselves.
Take your retirement destiny in your own hands, and click here to talk to us about your particular requirements now.