Personal

retirement solutions

corporate

retirement solutions

THIS IS YOUR CHANCE TO LAY THE FOUNDATION FOR A PEACE OF MIND RETIREMENT THROUGH SOLID PLANNING.

Earl Nightingale pointed out that as in any successful venture; the foundation of a good retirement is... planning.

To help us guide you on planning retirement options that are best suited to your circumstances, please complete and submit the Invesment Disclosure form below.

We look forward to receiving your information and can assure you of our best attention and a quote as soon as possible.

LET US HELP YOU TO RETIRE IN THE WAY YOU DESERVE TO.

Investment Details

Will your contribution/s be in the form of:

Initial Lump Sum Contribution   
Recurring Contribution   
Please guide me on what is best   

Lifestage Model

Kindly note that you will automatically be invested in the Destiny LifeStage Model. The LifeStage Model invests your assets according to your age and uses the assumption of a projected retirement age of 65.

Important information about the Destiny Retirement Annuity Fund:

  • You can use the Destiny Retirement Annuity Fund (the Fund) to save for retirement in a tax-efficient manner.
  • You may only access your money when you retire. You cannot retire before the age of 55 unless you are permanently disabled, or you emigrate or your investment value across all your investments in the Fund is less than R 7000.
  • When you retire a maximum of one-third of the market value of your investment can be taken as cash. The remainder must be used to purchase a pension-providing vehicle such as the Destiny Living Annuity.
  • If you have not agreed to invest according to the LifeStage Model as recommended by the Board of Trustees then you are responsible for ensuring that the Portfolio you select meets your investment needs and risk profile.
  • The return on your investment is not guaranteed. As the market value of your investment may change, you carry the risk of losing.
  • Once your investment has been processed, there is no cooling-off period and your investment cannot be cancelled. However, you may transfer your investment to another retirement annuity fund registered under the provisions of the Pension Funds Act (1956).